Difference Between a Mortgage Banker vs. a Mortgage Broker – A mortgage broker doesn’t represent one institution, but works with many to shop for a loan for a specific individual. The banker is a direct lender. The broker is a middleman between you and the lender. The jobs are similar and the federal Bureau of Labor Statistics lists both as "loan officers" with similar functions and pay.
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5 easy steps to getting a mortgage broker license – Inman – · Maintaining your mortgage broker license and bond Of course, the journey doesn’t end with getting licensed. Once you do, you have to maintain that license, which means renewing it annually.